• Categories

  • bankruptcy myths
  • Business Bankruptcy
  • California Bankruptcy Law
  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy
  • Corporate Bankruptcy
  • Credit Card Debt
  • Debt Relief
  • Home Foreclosures
  • Lancaster Bankruptcy Attorney
  • Los Angeles Bankruptcy
  • Los Angeles Bankruptcy Attorney
  • Los Angeles Bankruptcy Law Firms
  • Ontario Bankruptcy Attorney
  • Payday Loans
  • Personal Bankruptcy
  • Student Loans
  • Uncategorized
  • West Covina Bankruptcy Attorney

• Archives

  • March 2011
  • February 2011
  • January 2011
  • December 2010
  • October 2010
  • August 2010

Many times when people are faced with impending debt, they start looking for shortcuts to save money–using coupons and sales to buy groceries and other necessities, making sure to turn off all lights and appliances when they are not being used, or letting a few bills slide in hopes of catching up on the payments [...]

To the IRS and many collection agencies, to forgive debt means that while you don’t have to repay the debt, there is a possibility that you will still owe income tax on it! In bankruptcy, having debt discharged means that you are exempt from having to pay all or part of the debt you owe–depending [...]

Everyone has a different grocery shopping approach–some make a list, others go in and shop for whatever looks good, some plan their shopping trip by clipping coupons and waiting for the biggest sales, others shop for what they need for the week. Whatever their shopping style, however, all shoppers will be affected by the increase [...]

I’ve told you in past blog posts about the drawbacks that go with payday loans, but a bad payday scheme isn’t the only risky deal out there! Banks offer what is called an overdraft protection plan to prevent a check from bouncing due to insufficient funds. Of course this sounds like good thing but, as [...]

Do you have a flair for the dramatic, a thirst for action and adventure, a good sense of rhythm with a dash of witty humor and charm to tie everything together? See, we’ve already established some strong similarities between you and the Fresh Prince! One likeness that might come as a surprise to you, however, [...]

A common question I get from my clients is if filing bankruptcy will have any effect on their student loans. Unfortunately, filing bankruptcy does not eliminate or reduce your student loans. The U.S. Bankruptcy Code states that only “undue hardship” is grounds for discharging student loans. Now before you start planning your appeal saying that [...]

To cope with the current state of our economy people will often take on extra shifts at work or cut back on frivolous spending. But what about individuals who are retired and their frivolous spending consists solely of buying the grandkids holiday and birthday gifts? That’s right, I’m talking about generous Grandmas and Grandpas here! [...]

Commercial and Internet ads for payday loans are a dime a dozen these days. And if you’ve seen one you’ve seen them all. Payday loans all work basically the same way–you write a check (or grant the lender permission to access an electronic account) to cover the money you are borrowing plus the finance charge. [...]

It is probably safe to say that the majority of Californians are credit cardholders. The U.S. Census Bureau recently collected data on the number of credit cardholders there were in the United States and found that there were 159 million in 2000 and 176 million in 2008. With this data, they then estimated the count [...]

The tempting offer of a payday loan is hard to resist. They make it sound as if there are no strings attached–the service simply lends you the money you need until your next paycheck. The hard truth, however, is that you often end up owing more money than you borrowed. Whatever label it is given–payday [...]

• 
  

  West Covina
  1900 W. Garvey Avenue S,
  Suite 240,
  West Covina, CA 91790
  626-802-5680
  Map and Directions
  

  Ontario
  3535 Inland Empire Blvd.
  Suite 46, Ontario, CA 91764
  909-786-1806
  Map and Directions
  

  Lancaster
  42544 10th St West,
  Lancaster, CA 93534
  661-528-4004
  Map and Directions