• Categories

  • bankruptcy myths
  • Business Bankruptcy
  • California Bankruptcy Law
  • Chapter 13 Bankruptcy
  • Chapter 7 Bankruptcy
  • Corporate Bankruptcy
  • Credit Card Debt
  • Debt Relief
  • Home Foreclosures
  • Lancaster Bankruptcy Attorney
  • Los Angeles Bankruptcy
  • Los Angeles Bankruptcy Attorney
  • Los Angeles Bankruptcy Law Firms
  • Ontario Bankruptcy Attorney
  • Payday Loans
  • Personal Bankruptcy
  • Student Loans
  • Uncategorized
  • West Covina Bankruptcy Attorney

• Archives

  • March 2011
  • February 2011
  • January 2011
  • December 2010
  • October 2010
  • August 2010

Many times when people are faced with impending debt, they start looking for shortcuts to save money–using coupons and sales to buy groceries and other necessities, making sure to turn off all lights and appliances when they are not being used, or letting a few bills slide in hopes of catching up on the payments [...]

Filing bankruptcy is just the first step in the bankruptcy process. There is also a 341 meeting–or creditors meeting, which usually takes place 20 to 40 days after you file Chapter 7 or Chapter 13 bankruptcy. At this meeting, you and your attorney discuss your financial situation with the bankruptcy trustee assigned to your case. [...]

Business owners often devote a full 40-hour work week to managing their business. This simply goes with the territory of owning a company, but I’ve found small business owners go a step further.  They spend more than the allotted 40 hours a week making sure every project and final piece of paperwork is in order, [...]

We can all agree that a good credit score is handy to have. So why would you risk the score you have by filing bankruptcy? To be frank, you risk more by doing nothing. Your credit score is already hurting or you probably wouldn’t be in the pickle you’re in, right? Look at it this [...]

Chapter 7 and Chapter 13 are the two most common bankruptcy plans that people file for. Chapter 7 is known as classic bankruptcy because it eliminates debt in one fell swoop! Chapter 13 is a reorganization plan, which is filed by people who simply need more time in order to catch up on their payments. [...]

If you meet a friend for dinner and agree to go dutch, it would be rude to then stick your dinner company with the bill. It’s the same situation if you file bankruptcy without consulting the co-signer of a loan that has not been paid in full. While your debt may be eliminated with Chapter [...]

Bankruptcy laws were designed to benefit you, the average Californian! Bankruptcy is granted by a federal court to either businesses or individuals who are in debt and need a fresh start or an extension on their payment deadlines.

In the blog prior to this, I revealed the truth about debt settlement agencies. Today I want to shed a little light on another service known as a credit counseling service. Now, perhaps you think I’m just partial to bankruptcy since I’m a bankruptcy attorney. Well, you’re right! Bankruptcy is a solution to the problem, [...]

You see advertisements for debt settlement agencies all the time. With a debt settlement plan, if you agree to pay your debt through them, the agency will try to negotiate with your creditors for a lower payment. As you may be able to tell, there are a few flaws in their claim (at least for [...]

I said in my last post that Chapter 7 bankruptcy is harder to qualify for than Chapter 13. But what if you qualify for both? Which should you choose? This is why West Covina bankruptcy attorney David Lozano is here–to help you make the right choice! The key to deciding which bankruptcy claim is right [...]

• 
  

  West Covina
  1900 W. Garvey Avenue S,
  Suite 240,
  West Covina, CA 91790
  626-802-5680
  Map and Directions
  

  Ontario
  3535 Inland Empire Blvd.
  Suite 46, Ontario, CA 91764
  909-786-1806
  Map and Directions
  

  Lancaster
  42544 10th St West,
  Lancaster, CA 93534
  661-528-4004
  Map and Directions