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Ben Affleck, a native of our own California, recently starred in The Company Men, alongside Tommy Lee Jones, Chris Cooper, and Kevin Costner. The film tells the stories of three men named Bobby Walker (Ben Affleck), Gene McClary (Tommy Lee Jones), and Phil Woodward (Chris Cooper) who are businessmen at the GTX Corporation but lose [...]

As a bankruptcy attorney I advocate preventing foreclosure to individuals who would like to keep their home despite the financial trouble they are going through, as I expressed in a few of my previous blogs–Do you have questions about foreclosure and how to prevent it?, Do you want to avoid foreclosure in Southern California?, and [...]

Not too long ago I wrote about how divorce is one of the three leading causes of bankruptcy–along with medical bills and the loss of a job–in Wondering what you should do when dealing with divorce as well as bankruptcy? (Los Angeles attorney David Lozano offers his advice!) And earlier in the year I wrote [...]

In a time when prices are on the rise and employment options are scarce and selective, there is one aspect of people’s lives that they are still spending their money on–their pets! Pets often become a part of the family. A dog or a cat is the equivalent to a child to many people and, [...]

To cope with the current state of our economy people will often take on extra shifts at work or cut back on frivolous spending. But what about individuals who are retired and their frivolous spending consists solely of buying the grandkids holiday and birthday gifts? That’s right, I’m talking about generous Grandmas and Grandpas here! [...]

Bankruptcy laws were designed to benefit you, the average Californian! Bankruptcy is granted by a federal court to either businesses or individuals who are in debt and need a fresh start or an extension on their payment deadlines.

As a Californian bankruptcy attorney, I’ve heard almost every kind of concern people dealing with debt have. One of the common concerns is that creditors will continue to contact you even after you’ve filed bankruptcy. This is a myth! Once you file bankruptcy an “automatic stay” is put in place, which means creditors aren’t allowed [...]

David Lozano is a Los Angeles bankruptcy lawyer, but he is also well-versed in the foreclosure laws of California. With this knowledge I am able to answer the any questions my clients may have about foreclosure and how to prevent it. There are drawbacks to foreclosure that you might not know about, which I make [...]

Deciding what to do about crushing debt is a difficult undertaking for the average Californian. Despite the unpleasant nature of the topic, a decision needs to be made so that you can stop worrying and get back to enjoying life!

In my first two posts, I introduced myself and presented you with some recent news in the bankruptcy world. Perhaps it’s now time for me to share with you the purpose of this blog. The main reason I am writing is that I know a lot of people have specific questions right here, right now, [...]

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